how to borrow airtime from mtn


In this guide, we will show you how to borrow airtime from MTN in a simple and convenient way. MTN is one of the leading telecommunications companies, providing extensive coverage and reliable services. Sometimes, we find ourselves in situations where we urgently need airtime but do not have enough funds in our accounts. MTN understands this predicament and offers a solution by allowing users to borrow airtime and pay it back later. We will guide you through the steps to borrow airtime from MTN and how to repay it.

Step 1: Check Eligibility and Registration

Before you can borrow airtime from MTN, you need to check if you are eligible for this service. Ensure that you have been an active MTN user for a certain period, as eligibility criteria may vary by country. Once you confirm your eligibility, you may need to register for the airtime borrowing service. Simply dial the specific USSD code provided by MTN, and you will receive a confirmation message indicating whether you are now eligible for borrowing airtime.

Step 2: Dial the Borrow Airtime Code

how to borrow airtime from mtn

Now that you are registered, you can proceed with borrowing airtime. To do this, dial the MTN borrow airtime code on your phone. This code is typically *606#, but be sure to check for any updates or variations specific to your country. Dial the code and follow the prompts provided.

Step 3: Select Borrowing Amount

After dialing the code, you will be prompted to select the amount of airtime you wish to borrow from MTN. The available options may vary depending on your previous borrowing and repayment history. MTN will provide you with a list of borrowing amounts and corresponding service fees. Select the amount that suits your current needs. Remember to consider the service fee, as this will affect the total repayment amount.

Step 4: Confirm Borrowing Request

Once you have selected the amount, the system will prompt you to confirm your borrowing request. Carefully review the details, including the borrowing amount and any associated fees. Ensure that you have sufficient balance to cover the service fee. If everything looks correct, go ahead and confirm the borrowing request.

Step 5: Receive Borrowed Airtime

Shortly after confirming your borrowing request, MTN will send you the requested airtime. You will receive a confirmation message stating the amount borrowed and any applicable repayment period. The borrowed airtime can be used for various services, such as making calls, sending messages, or subscribing to data plans.

Step 6: Repayment of Borrowed Airtime

MTN provides a grace period for repayment of the borrowed airtime. The duration of this grace period may vary, so it’s important to check the terms and conditions specific to your country. During the repayment period, MTN will deduct the borrowed amount along with any service fees from your recharge amount. Ensure that you have sufficient funds in your account to cover the repayment. Failure to repay within the specified time period may lead to restrictions on your borrowing eligibility.


Borrowing airtime from MTN is a helpful service for users who find themselves in urgent need of balance. By following the simple steps outlined above, you can easily borrow airtime and use it for various services. Remember to repay the borrowed amount within the specified grace period to avoid any restrictions or penalties. MTN strives to provide convenient solutions for its users, and the airtime borrowing feature is just one example of their commitment to customer satisfaction.

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