how to transfer money using capitec app


Transferring money using the Capitec app is a convenient and secure way to send funds to friends, family, or pay bills. With just a few simple steps, you can transfer money directly from your Capitec account to another account, whether it’s within Capitec or to another bank. In this article, we will guide you through the process of transferring money using the Capitec app, ensuring that your transactions are seamless and effortless.

Step 1: Download and install the Capitec app

The first step in transferring money using the Capitec app is to download and install the mobile application on your smartphone. Visit your device’s app store, search for “Capitec” and click on the download button. Once the app is installed, open it and log in using your username and password that you have set up previously. Ensure that you have a stable internet connection to proceed.

Step 2: Access the payment section

how to transfer money using capitec app

Once you have successfully logged in, you will be directed to the main menu of the Capitec app. Look for the option that says “Payments” or a similar variation. Click on this option to access the payment section.

Step 3: Select the type of payment

In the payment section, you will find various options for transferring money. Choose the type of payment you want to make. If you’re transferring money to another Capitec account, select “Capitec Account.” If you want to send money to an account in another bank, select “Other Bank’s Account.”

Step 4: Enter the recipient’s details

After selecting the type of payment, you will be prompted to enter the recipient’s details. If you’re transferring to a Capitec account, you will need the recipient’s account number, branch code, and their full name. If you’re transferring to another bank, you will require the recipient’s account number, the bank name, branch code, and their full name. Ensure that you enter the information accurately to avoid any potential issues.

Step 5: Confirm and authorize the transfer

Once you have provided all the required details, carefully review the information you have entered. Confirm that the recipient’s details are correct and that you’re transferring the intended amount. After verifying the information, authorize the transfer by entering your banking PIN or password when prompted. This additional layer of security ensures that only authorized individuals can initiate transactions.

Step 6: Save the transaction reference number

Upon completing the transfer, the Capitec app will provide you with a unique transaction reference number. It is important to save this number for future reference, especially if you need to track the transfer or discuss any issues with Capitec’s customer support. You can write down the reference number or take a screenshot of it to have it readily accessible.

Step 7: Verify the transfer

After completing the transfer, you may want to verify that the funds have successfully reached the intended recipient. You can do this by checking your transaction history within the Capitec app or by contacting Capitec’s customer support for assistance. Remember to provide the transaction reference number when seeking support related to the transfer.


Transferring money using the Capitec app offers a simple and hassle-free way to send funds securely. By following the steps outlined in this guide, you can ensure that your transfers are executed smoothly. Always double-check the recipient’s details before confirming the transfer to avoid any errors, and keep the transaction reference number for future reference. With the Capitec app, transferring money is effortless, making it a preferred choice for many individuals seeking convenient banking solutions.

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