how to transfer money using fnb cellphone banking


Transferring money using FNB cellphone banking is a convenient and secure way to send funds to family, friends, or businesses. With just a few simple steps, you can transfer money from your FNB account to another bank account or to another FNB account. In this article, we will guide you through the process of transferring money using FNB cellphone banking, ensuring a seamless transaction for you.

Step 1: Register for FNB Cellphone Banking

If you haven’t already, you’ll need to register for FNB cellphone banking to access this service. Simply visit any FNB branch or use the FNB banking app to registration to set up your account. Once registered, you can move on to the next step.

Step 2: Log In to FNB Cellphone Banking

how to transfer money using fnb cellphone banking

Open the FNB app on your mobile device and log in using your username and password. If you haven’t downloaded the app, you can find it in your device’s app store, then create an account and log in.

Step 3: Navigate to the “Transfers” Tab

Once logged in, navigate to the “Transfers” tab, usually located at the bottom of the screen. Tap on it to proceed to the money transfer section.

Step 4: Choose the Transfer Type

On the transfers page, you will have a choice between two types of transfers: “Transfer to FNB Account” and “Transfer to Another Bank Account.” Select the appropriate option depending on your needs.

Step 5: Enter the Recipient’s Details

Next, you will need to enter the recipient’s details. If you are transferring to another FNB account, provide their FNB account number. If you are transferring to another bank account, you will need the recipient’s bank account number, as well as the bank’s name and branch code. Ensure that all the information entered is accurate to avoid any transaction issues.

Step 6: Enter the Transfer Amount

After entering the recipient’s details, you will need to specify the transfer amount. Double-check the amount to be transferred to ensure it is correct, as once the transaction is completed, it cannot be reversed.

Step 7: Add a Reference

Adding a reference will help the recipient identify the purpose of the transfer. This step is optional but can be useful when transferring money for specific purposes or to multiple recipients.

Step 8: Review and Confirm

Before finalizing the transaction, take a moment to review all the details you have entered, including the recipient’s information, transfer amount, and reference. If everything is correct, proceed to confirm the transfer.

Step 9: Enter Your Banking PIN

To ensure the security of your transaction, enter your banking PIN when prompted. This PIN is unique to your FNB mobile banking account and should not be shared with anyone.

Step 10: Transaction Confirmation

Once you’ve entered your secure PIN, you will receive a confirmation message on your mobile device, indicating that the transaction is successful. Additionally, you may receive an SMS notification, both as proof of your transfer.


Transferring money using FNB cellphone banking is a quick and secure process, allowing you to send funds to other accounts with ease. By following the simple steps outlined in this guide, you can navigate through the FNB cellphone banking app and complete your transfer successfully. Take advantage of this convenient banking service whenever you need to send money quickly and efficiently.

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